Insurance Litigation Cases

Vanishing Premium

  • Hal Ferrell vs. Crown Life Insurance Company and P. J. Robb, Inc. , Civil Action Nos. 2:93-CV-29-B-O and 2:94-CV-22-B-O (CONSOLIDATED) (N.D. Miss)  ["Pioneer" vanishing premium case. One of earliest successful life insurance deceptive sales practices cases. Covered by NEWSWEEK, The INSURANCE FORUM, and Canadian Broadcasting Company Television special, The FIFTH ESTATE. (LINKS) ]
  • Robert H. Dunlap and the R. H. Dunlap Family Trust, Individually and on Behalf of Others Similarly Situated vs. Crown Life Insurance Company , Civil Action No. 2:94CV204-B-O (N.D. Miss.)
  • Bobby L. Chain, Sr. vs. New England Mutual Life Insurance Company, Fulton A. Jordan, Jr. d/b/a Jordan & Associates and Robert M. Cornett , Civil Action No. 3:98CV349-B-N (S.D. Miss); "Vanishing premium" deceptive sales practices case, consolidated and transferred by Judicial Panel on Multidistrict Litigation (JPML) to Eastern District of Missouri, St. Louis in In re General American Life Insurance Company Sales Practices Litigation , MDL Docket No. 1179 (E.D. Mo.) [Co-lead counsel in nationwide consolidated Multidistrict deceptive sales practices litigation.]
  • Margie F. Cunningham and Fred D. Cunningham, Individually and on Behalf of Others Similarly Situated vs. Massachusetts Mutual Life Insurance Company , Civil Action No. 4:95 CV 417-B-B (N.D. Miss.) [Suit on behalf of purchasers of "vanishing premium" life insurance policies. Plaintiffs former employees of Jackson State University.]
  • Kenneth Kuzenski v. Connecticut Mutual Life Insurance Company and Eustice Raines , Jr. , Cause No. 96-0178, Circuit Court, Attala County [Deceptive sales practices case arising from sale of life insurance.]
  • Annis G. Dickerson, Steven Kirk Dickerson, Joan Kelly Dickerson, and Michael Kenneth Dickerson vs. New England Mutual Life Insurance Company, Erskine W. Wells, Jr. d/b/a Wells Financial Services, Fulton A. Jordan, Jr. d/b/a Jordan & Associates and Joseph W. Guess , Cause No. 97-0108, Circuit Court, Holmes County
    and
  • Annis G. Dickerson, Steven Kirk Dickerson, Joan Kelly Dickerson, and Michael Kenneth Dickerson vs. New England Mutual Life Insurance Company, Erskine W. Wells, Jr. d/b/a Wells Financial Services, Fulton A. Jordan, Jr. d/b/a Jordan & Associates and Joseph W. Guess , Civil Action No. 3:97CV519WS (S.D. Miss.) [Remand of life insurance sales practice case wrongfully removed by insurance company alleging "fraudulent joinder" of local agents.]
  • Charles and Barbara Phillips vs. New England Mutual Life Ins. Co., Fulton A. Jordan, Jr. d/b/a Jordan & Associates and William S. ("Buddy") Quinn, Jr. , Cause No. 251-98-334CIV, Circuit Court, Hinds County
    and
  • Charles and Barbara Phillips vs. New England Mutual Life Ins. Co., Fulton A. Jordan, Jr. d/b/a Jordan & Associates and William S. ("Buddy") Quinn, Jr. , Civil Action No. 3:98CV348LN (S.D. Miss.) [same]
  • Bobby L. Chain, Sr. vs. New England Mutual Life Insurance Company, Fulton A. Jordan, Jr. d/b/a Jordan & Associates and Robert M. Cornett , Cause No. 251-98-327CIV, Circuit Court, Hinds County
    and
  • Bobby L. Chain, Sr. vs. New England Mutual Life Insurance Company, Fulton A. Jordan, Jr. d/b/a Jordan & Associates and Robert M. Cornett , Civil Action No. 3:98CV349-B-N (S.D. Miss) [same]

Bad Faith

  • Cathey L. Sandford vs. Freedom Life Insurance Company of America and Elizabeth Nichols, Individually and as Agent for Freedom Life Insurance Company of America , Cause No. CV-93-152-C(P2), Circuit Court, Panola County [ Successful "bad faith" action for actual and punitive damages arising from wrongful denial of benefits under "health insurance" policy sold door-to-door in lower socio-economic neighborhoods. ]
  • Louella W. Brassell vs. Kanawha Insurance Company, and Carla Patricia (Pat) Moore , Cause No. CV97-101-B(P1), Circuit Court, Panola County [Suit on behalf of widow of storeowner killed by intruder. Compensatory damages paid to Plaintiff in the amount of $34,047.02.  Punitive damages were paid in an undisclosed amount.]
  • Bobby G. Scruggs vs. Centennial Life Insurance Company, Dun & Bradstreet Corporation, Individually and as Agent for Centennial Life Insurance Company, Wallace "Bubba" Moore, Individually, d/b/a United Financial Network, Inc., and as Agent for Centennial Life Insurance Company , Cause No. CV-94-61-B(P1), Circuit Court, Panola County [Suit for actual and punitive damages for wrongful denial of coverage under medical insurance policy.]
  • Southside, Inc. v. Clark , 460 So. 2d 113 (Miss. 1984). [Suit against insurance agent for failure to procure sufficient insurance for business destroyed in fire. Held, case states cause of action based on both negligence and contract. Section 90 Restatement of Contracts, 2d, "Promise Reasonably Inducing Action or Forbearance."]